Money Matters

These days it is a common thing that your name is getting mis used and it brings in a lot of black marks to you without even your knowledge. One major draw back is that our data and information are not safe and secure enough. Identity theft has become very common and there should be a fool proof mechanism which will prevent such thefts. If some one is revealing their social security number openly and also saying that try doing what ever you want then it definitely should be secure! Life Lock provides the prevention of Identity Theft at they provide this service at the cost of $10 per month and it looks very good. If any fraudulent activities are attempted using your identity life lock will easily prevent it. They have a very good working system and have set up fraud alerts with the credit card bureaus and then when some unscrupulous activities are found to take place they can easily be tracked and prevented.

What Lifelock does is that they will remove your details from all the credit bureaus in a step by step manner and this has found to be very effective by many of the previous customers and they have mentioned that it is definitely worth the money. One other service which i liked most is the wallet lock and it will definitely a big savior for people when they loose their wallets.

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you are happy sitting in your office earning a few hundered dollars…. And you take a cup of coffee in you hand as you browse through the internet. As the internet is famous for popups (for quite some years back until firefox came up) . You find a great deal about a way in which you dont have to work at all and all you have to do is buy their CD you’l see money flowing into your account like mad shit..

Does it seem like you’ve fallen for it ? Well not if you were intelligent. Its most important that in a quest to manage money well and intelligently investing it when there is chance , dont get scammed. Instant money for nothing at all is just not possible if you think logically.

I mean why should i bother paying you if you dont work at all.How does buying some damn Cd link to your bank account flooding with money. Who is he who teaches you about making millions of dollar soon and still selling is junk CD for $40 and making his living.

These are things that you might be aware of , but at times many people fall for it just to try their luck. I bet you wouldn’t do it the second time unless you are really dumb. But dont even give it a try for the first place. Save the few dollars which you were almost getting scammed of.

I bet nothing works than your hard work … Don’t trust me? Send me $50 i’l send you a DVD !!!

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You sleep happily ahead of time at 9 in the night . Ah! One sweet dream . Newyork !! Benz !! awesome living room, 100th floor NY city…..

Ambitions are not dreams… Dreams need not be ever reached, but u must achieve what you are ambitious about.This is just a reminder that, thinking abut the high bloated lifestyle that you always dreamed about don’t get to spending. My friend you are still here not in the dream world. Spend in dreams where you earn millions.

But here in reality you are yet to make millions and hold you credit card . I have known people who make silly purchases of small thing which are actually useless and compare themselves so some big time millionaire and say … ‘ok i am not spending like him though… its just my small wishes to get this silly thing’

I am sorry my friend… you are not justified .

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Hey the last time you went to the store next door, were you tempted to buy a small wall hanging which was as low as 2.99 . Or say you wanted to purchase a pack of cards that was just $1.99 . This is a best example of marketting as you can see. If this blog were to talk about marketing tips the title would have been like “1$ is $1.99 For our sake” .

Well which ever store I see these days have all their products priced in $ x.99 . this number is specifically illusive and very motivating. If you were to buy 10 such times for something that were priced $1.99 , And you are happy to have just spent $10 , well take a second look at you wallet.

And i bet you were not squandered !! Human nature was just exploited the right way .so the next time you buy a stuff make note of the exact expenditure . This will help you big time….

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I was just finidng many people so frustrated with life being in debt. Its just a bad situation to be in .

something funny about getting into huge debts. The first time you took a dollar form your friend , you were all thinking about how to replay it back immediately. And I bet you did that pretty soon and real quick.

The next time you wanted $10 you went back to the same friend and he was all happy to help you since he knows you’l pay back real quick.

As months went by u rose in your debt amount form $1 to around $1000. Well now things dont seem real pretty. How the hell are you going to repay $1000 in time. well so this time you ask your first gentle excuse from your friend for not paying back in time. your friend is pretty fine since this is that first time ever did you ever delay a payment.

And then starts the series of things that can happen. Before you’d repayed back to your friend you cant ask for more. so you go about asking from someone else and now the great fall beigns.

eventually you find yourself in admist of huge debts which you truly can never repay for your lifetime. Stop/ Resist borrowing the first cent and you can save your head.

Watch out !!

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I am suprised about the bank policies. I have seen interest rates on home loans and other type of loans from the bank to be 9.55 per annum and 6% and just about a wide range of numbers…

i have never delayed my credit card bill payment so i never knew even the interest rats that the credit company charges you. Recently one of my friend failed to pay this credit bill on time. And he reports me this rip off story. The month he did not pay up in one of his credit cards , He is awarded an interest rate of 14% . For god sake its interest not a rip off.

I am surprised at such high rates of penalty when u fail to pay up for the money that you’ve spent. Now that i have learned this , the top prioity that you must give on your monthly budget is that you pay your pending credit bills as soon as possible.

Ok and this would be an un official information. But according to my friend, most credit companies have ties with each other and the information that you did not pay up just propagates across all the companies and they might keep a close watch on when they get a turn!!

Just be careful!

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